Goat Farming Loan 2025: Complete Guide to Starting Your Business

Goat Farming Loan : Goat farming is no longer just a traditional practice—it has evolved into a profitable and sustainable business model. In India and across the globe, goat rearing is gaining traction due to its high return potential and low investment. To encourage this, both government and private banks now offer easy loan schemes tailored for goat farming.

In this guide, you’ll find detailed information on:

What goat farming is
How to apply for a goat farming loan
Eligibility, documents required, and the application process

What is a Goat Farming Loan?

A goat farming loan offers dedicated financial support to those planning to start or grow a goat rearing business. These loans are usually available through government-backed programs or approved banks.

You can use the loan for:

Purchasing goats
Setting up infrastructure and farm facilities
Buying fodder, water systems, and veterinary services
Covering operational costs

Loan Amount

The loan amount depends on the specific scheme and the bank offering it. Generally, it can range from ₹3 lakh to ₹50 lakh

Interest Rates

The interest rate varies based on the chosen loan scheme and the lending bank’s policies.Generally, they range from 4% to 12%. Some government-backed loans may offer even lower rates.

Loan Tenure

Goat farming loans usually have a tenure ranging from 2 to 10 years. Early repayment may reduce the overall loan duration.

Eligibility Criteria

To qualify for the loan, applicants must meet the following conditions:

Must be a farmer, entrepreneur, or member of a Self-Help Group (SHG)
Should not have any major outstanding debts under government schemes
Must have a good credit score
Should possess all required documents

Is Collateral Required?

Some schemes do not require any collateral, while others may need a guarantor or property guarantee. This depends entirely on the scheme’s terms and conditions.

Documents Required

To apply for the loan, you must submit the following essential documents

Income Certificate
Bank Passbook and account details
Residence Proof (Electricity or Telephone bill, etc.)

Major Goat Farming Loan Schemes

1. Krishak Goat Farming Scheme

Operated jointly by NABARD and State Animal Husbandry Departments, this scheme is aimed at supporting small and marginal farmers.

Key Details:

Parameter	Information
Loan Amount	₹1 lakh to ₹7 lakh
Eligibility	BPL, poor, or marginal farmers
Interest Rate	4% to 9%
Tenure	3 to 5 years
Number of Goats	Minimum 10 goats + 1 buck

How to Apply:

Online: Apply via the official State Animal Husbandry Department website.

2. National Livestock Mission

This central government scheme offers support for goat farming, breed improvement, fodder development, and infrastructure setup.

How to Apply:
Visit your respective State Animal Husbandry Department website.

3. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)

Although not a direct loan scheme, farmers can invest the annual benefit received under PM-KISAN towards goat farming.

How to Register:
Go to the official PM-Kisan portal and complete your registration.

Application Process

Online:

Visit the official website of your State Animal Husbandry Department
Choose the appropriate scheme
Fill out the application form
Upload necessary documents and submit

Offline:

Visit your nearest agriculture or animal husbandry office
Collect and complete the application form
Submit it along with the required documents

Conclusion

The Goat Farming Loan Scheme 2025 is a golden opportunity for those seeking to start a low-investment, high-profit business. If you meet the eligibility requirements and have all the necessary documents, obtaining a loan is simple. Be sure to read the scheme details thoroughly and apply only through official government websites or departments.